How Much is a Personal Injury Case in California Worth? Insurance Compensation for Injuries

How Much is a Personal Injury Case in California Worth? Insurance Compensation for Injuries

To determine what your claim is worth, you must first know the things for which you are entitled to compensation. Usually, a person who is liable for an accident—and therefore his or her liability insurance company—must pay an injured person for the following:

  • Medical care and related expenses
  • Income lost because of the accident
  • Permanent physical disability or disfigurement
  • Emotional stress
  • Damage to personal, family, social and sexual relationships

These are broad terms for different types of personal injury compensation amounts after an accident. A personal injury lawyer with years of experience practicing California personal injury law, workers’ rights and employment law can help determine how much a personal injury case may be worth during a free attorney consultation.

Personal Injury Claims Calculation

It can be tough to set a dollar amount on the true cost of an injury. There are so many things to consider — doctor’s bills, time lost from work, medical costs for ongoing injuries, and pain and suffering. Insurance companies should take all of these expenses into account when deciding how much to offer—and ultimately pay out—for a personal injury claim.

Insurance companies have developed a formula for determining how much compensation is appropriate when someone sustains an injury in an accident. It is often not enough to pay only the dollar amount of medical costs for the personal injury. In fact, there are two types of personal injury claim amounts to take into consideration:

  • Medical special damages – The total medical expenses related to the injury.
  • General damages – Insurance companies multiply the medical special damages by a number (usually between 1.5 and 10 depending on the severity of the injuries and the level of disruption caused to your life), which will put a dollar number to those less concrete types of damages, or “general damages.”

The insurance company’s adjuster then adds any income lost because of the accident and injuries. The number reached through this personal injury claim calculation is not the final number, but the number where negotiations on your personal injury claim will begin.

It is difficult to know where the number will eventually land or if this settlement amount is fair to compensate you for your damages. Our experienced personal injury attorneys can work to achieve the best possible outcome for the damages you have suffered and uphold your best interests in calculating how much your personal injury case is worth.

Do I Have a Personal Injury Case? Ask a Lawyer in a Free Consultation

If you sustained injuries in an accident, it might be a good idea to consult with a personal injury attorney near you about whether or not you could seek compensation from the at-fault party and insurance company. To learn the value of your injury claim, including personal injury compensation amounts for accidents that involve workplace rights and employment law, contact a personal injury lawyer at our law firm today. We can help victims of personal injury seek compensation for their losses.